The following article examines the pitfalls of tying health insurance to employment and effects of federal tax subsidies on the general industry. Obama and liberals in Congress think that by injecting the federal government we can solve problems, but they fail to realize that most of the problems we are experiencing are due to their involvement in the first place. While the overall costs suffer from programs like Medicare, Medicaid and the FDA, the damage caused by our federal tax code is hard to quantify.

Americans receive a majority of their coverage from employers, roughly 60% varying on national employment. This of course was not always the case, employers used to provide health coverage as a perk and an incentive out of their own volition, but now do so because of significant federal tax subsidies. An effect of this subsidy is an illusion to at least to those employed that health coverage is much cheaper than it really is. Unfortunately the negative effect of this federal tax matches resulted in health insurance covering more and more procedures...

...lastly, by linking employment and health coverage together many people find
themselves immobilized and stuck in a place of employment for all the wrong
reasons. Because Americans are spending someone else's money on health coverage, negative behavior is encouraged like poor diet, smoking and lack of exercise. Much more importantly, as Chris Conover suggests, the amount of waste created by mis-allocated federal tax subsides and over-consumption could be costing us over 170 billion a year! That is a lot of money that can be used else where.
"It is no crime to be ignorant of economics, which is, after all, a specialized discipline and one that most people consider to be a ‘dismal science.’ But it is totally irresponsible to have a loud and vociferous opinion on economic subjects while remaining in this state of ignorance.” - M. Rothbard